Exit Proceeds Calculator: What Will You Actually Keep? | Wealthstone Private Wealth Management

Interactive Tool

Exit Proceeds Calculator

Every figure updates live as you adjust the inputs. This is an educational illustration built on simplified 2026 assumptions, not tax advice. The real modeling happens with your full facts on the table.

Expected sale price $20,000,000

Enterprise value of the whole company. Slider runs $1M to $100M on a logarithmic scale; you can also type an exact figure.

Your ownership 100%

Your share of the equity being sold.

Your cost basis in the business

Your tax basis in the interest you are selling. If you are unsure, your CPA can confirm it.

Deal structure

Asset sales often convert part of the gain to ordinary income (depreciation recapture, inventory, non-compete allocations). This tool applies an additional illustrative 5% of gain as an ordinary-income drag when Asset sale is selected.

QSBS eligible? Section 1202

If eligible, federal gain is excluded up to the greater of $10M or 10x your basis. Applies to sales of C-corporation stock, so the exclusion is not applied when Asset sale is selected.

State tax rate 5.0%

Your state's rate on the gain. 0% for no-income-tax states; up to 13.3% at the top California bracket.

Transaction costs 2.0%

Investment bankers, attorneys, and accountants, as a percentage of your gross proceeds.

Estimated outcome

Gross proceeds (price × ownership)—

Transaction costs—

Capital gain—

QSBS exclusion—

Federal tax (20% LTCG + 3.8% NIIT)—

State tax—

Total estimated taxes and costs—

Estimated net proceeds—

Effective keep rate—

Funding the next chapter

Sustainable annual pre-tax income at an illustrative 4% policy rate—

Assumptions: 2026 federal rates; the entire gain is assumed to qualify for long-term capital gain treatment at the 20% top rate. The 3.8% net investment income tax is applied to all taxable gain as a simplification; it generally does not apply to gains from an active S-corporation or partnership interest for a materially participating owner. State tax is applied to the full capital gain because many states do not conform to the federal QSBS exclusion. The asset-sale ordinary-income drag is a flat illustrative 5% of gain; actual recapture depends on the purchase-price allocation. QSBS treatment under Section 1202 is simplified: the 5-year holding period, original-issuance C-corporation requirement, and gross-asset tests are assumed met, not modeled. The 4% policy rate is an illustrative planning convention, not a projection or guarantee of portfolio income. This tool is an educational illustration, not investment, legal, or tax advice.

What will you actually keep?

Exit Proceeds Calculator

Now put real facts behind the estimate.